Terms of Use

Welcome to Morales Advisory Services! These Terms of Use outline the rules and guidelines for accessing and using our website. By visiting or using our site, you agree to comply with these terms. If you do not agree, please refrain from using our website.

1. Website Use

You may use this website for lawful purposes only. By accessing or interacting with our site, you agree to:

• Not use the website for any fraudulent or unlawful activities.
• Not interfere with the website’s operation or security.
• Not attempt to gain unauthorized access to restricted areas of the website.
• Provide accurate information when filling out forms or making inquiries.

We reserve the right to restrict, suspend, or terminate access to the site if any user violates these Terms of Use.

2. Intellectual Property

All content on this website, including text, images, logos, graphics, and software, is the property of Morales Advisory Services or licensed for our use. This content is protected by copyright, trademark, and other intellectual property laws.

You may view and download material from the website for personal, non-commercial use. You may not reproduce, distribute, modify, or publicly display any content without our written permission.

3. Third-Party Links and Services

Our website may contain links to external websites, including social media platforms like Facebook, Tik-Tok, Youtube and Instagram. These links are provided for convenience and informational purposes only. We do not control or endorse the content, privacy policies, or practices of third-party websites.

You acknowledge that your use of third-party websites is subject to their respective terms and policies, and we are not liable for any damages arising from their use.

4. Disclaimer of Warranties

We provide this website on an “as-is” and “as-available” basis. While we strive to keep the site accurate and up to date, we make no guarantees regarding:

• The accuracy, completeness, or reliability of the information provided.
• The availability or uninterrupted operation of the website.
• The absence of viruses or other harmful elements.

To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

5. Limitation of Liability

In no event shall Morales Advisory Services be held liable for any direct, indirect, incidental, special, or consequential damages resulting from:

• Your use or inability to use the website.
• Errors, omissions, or inaccuracies in the website content.
• Unauthorized access to or use of your personal information.

This limitation applies even if we have been advised of the possibility of such damages.

6. User-Generated Content

If you submit content (e.g., comments, reviews, or inquiries) through our website, you agree that:

• The content is your own and does not violate any third-party rights.
• You grant us a non-exclusive, royalty-free license to use, modify, and display the content on our site.
• We reserve the right to remove or edit any content at our discretion.

7. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using the site, you consent to the practices described in our Privacy Policy.

8. Changes to the Terms of Use

We may update these Terms of Use from time to time to reflect changes in our practices or legal obligations. Any updates will be posted on this page with a revised “Last Updated” date.

By continuing to use the website after updates are posted, you agree to the modified terms.

9. Governing Law

These Terms of Use are governed by the laws of England and Wales. Any disputes arising from the use of this website shall be resolved in the courts of England and Wales.

10. Contact Us

If you have any questions about these Terms of Use, please contact us at:

Email: info@morales.uk
Phone: 0208 969 8994
Address: Fellow House
12 Maurice Browne Avenue
London NW7 1SP